FIRST TIME BUYER

 

 FTB as we refer to you

 


Whatever the reason is you have decided to leave home, it’s a good one it’s your last step to independence your first step on becoming self-sufficient, here are some of the benefits of making that decision now!

 

Many FTB find they can actually afford a mortgage with what they are spending on rental each week with the average rent from $350 to $550 per week, are you not better off paying your mortgage than your Landlords?


*stamp duty savings


One of the best reasons for buying off-the-plan property is to both to save money and make it at the same time with huge stamp duty savings from QLD government of over $7000 for buying a new property. (save Money)
*$15,000 QLD First Home Buyers Building Grant available, (seek expert financial advice?)
The QLD First Home Buyers Building Grant is a one-off payment of $15,000, available for people buying a NEW home in QLD, for more information contact a financial expert. (Save Money)
*Total benefits available to an FTB
If you’re building a home you are eligible for both the Building Grant ($15,000) and the Rebate on the vacant land you buy (up to a maximum of $7,175). So, the maximum possible benefit you can qualify for is $22,175. (correct at time of Print)
* Set price for a turnkey solution, no hidden extra costs, fencing, landscaping and driveway all included with JSA properties.

When you purchase an off the plan property from JSA, your price is locked in at the time of signing the contract, we provide a full turnkey end product that means 100% included at a set price, in the time it takes to build your property the equity in it may grow giving you a profit before it is even completed, which means you have made money on it! Or you could consider releasing money from it in the future to buy an investment property that will pay itself off from positive gearing the rental could cover the costs after you pay the deposit.


*Deposit

Typically you will need 10% of the land price and 5% of the build price as a minimum for your deposit, on a $450,00 purchase if the land was $200,000 you would need $20,000 and the build price was $250,000 you would need $12.500 totalling $32,500 as your deposit, JSA has exclusive deals with a range of builders With deposits starting from as low as 5% of the total package price you can secure a $450,00 property from as little as $22,500 on selected builds, and your $15,000 ftb grant can be part of this deposit.

 

As a first home buyer in Qld you can apply for a $15,000 first home owners grant and be exempt from stamp duty on purchases under $750,000, we recommend you seek financial advice, this means you could potentially buy a property with as little as $10,000 in savings. (you should talk to a financial consultant first before securing your home)

 

*Contact us about our regular promotions

We constantly strive to make buying your own home easier with fresh incentives ranging from cashback offers to contributions towards your deposit on selected locations, contact us now to see if we can assist you with one of our help to buy offers.

 


*House repairs
A brand-new home – if well built – will have fewer ongoing maintenance costs than a 2nd hand older property, Unlike established homes, most off-plan properties are required by law to include a 7-year warranty. (Save money) many JSA packages come with 10 years and even lifetime build warranty on frames from selected Builders.


* Lower power bills
New properties must meet stringent energy efficiency requirements,
your off-plan home will be fitted with some of the most power-saving appliances and gas/water/electricity systems on the market, which is a boon for owner-occupants and future tenants alike. (Saving Money on Bills) a selection of our builders offer solar as part of your property build.


*It's New!!!

Everyone loves NEW! New cars, new toys when have you ever not liked getting something new? As a new property owner, there is nothing better! you’ll love moving into something brand new while for investors, you will maximize ROI as you can expect a premium rental amount from an incoming tenant to live in a new property.

 

*Color Choices

You may have an option from the developer to choose finishing options for your property, you may get to choose between a light and dark colour schemes or even front facades.

 

*Pick Location
When buying off the plan, you get to pick your property, this means you get the chance to pick the best location from what is available and get to watch it grow.

 

How can I claim the $15,000 First Home Owners Grant?
Not everyone is entitled to this grant and it’s important that you meet the criteria to claim the $15,000 grant, seek advice from your financial advisor, we can arrange for free no-obligation advice, upon request.


The property’s value must be under $750,000 total including land and build costs.
You’ll need to live in the property for at least 6 months within the first year after completion, If you do not meet requirement you will have to pay back the grant and in some circumstances pay a penalty.
You will need to be an Australian resident or citizen.


It has never been more beneficial as an FTB to buy a home with the financial benefits out there to help you as well as a strong property market gaining more and more momentum, the average price of property is increasing month on month so the sooner you buy not only the more you save but potentially the more you can make on your off-plan property.

 

To arrange your free consultation fill in your details below and we will be in touch

or book a free call back via the link at the top of the page at a time and date that suits you.

 

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